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Holiday Drive for the Oregon Humane Society

Meet Onyx, our sponsor dog! Premier NW Insurance will be accepting donations of food, toys, leashes, etc. to help Onyx and his friends at the Oregon Humane Society. Please feel free to drop off any items you’d like to donate at our Clackamas or Sandy branch offices between now and December 17th. For a complete list of items needed, please visit the Oregon Humane Society website. Onyx thanks you!

http://www.oregonhumane.org/donate/needed_supplies.asp#.VHzMw2l0yM8.

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Are you ready for Open Enrollment?

It’s that time of year again! If you haven’t started thinking about your health insurance…now is the time. Open Enrollment is fast approaching.

If you are interested in receiving a quote for Benefits for yourself or your business, please contact our agency or click on the following links:

Individual Quote: http://premiernw.net/request-a-quote/individual-health-quote/

Group Quote: http://premiernw.net/request-a-quote/group-health/print-group-health-form/

“The Open Enrollment period for 2015 coverage is November 15, 2014 to February 15, 2015.

If you haven’t enrolled in coverage by then, you generally can’t buy Marketplace health coverage for 2015 until the next Open Enrollment period for coverage the following year.

If you’re enrolled in a 2014 Marketplace plan, your benefit year ends December 31, 2014. To continue health coverage in 2015, you can renew your current health plan or choose a new health plan through the Marketplace during the 2015 Open Enrollment period.

If you don’t have health coverage during 2015, you may have to pay a fee. The fee in 2015 is higher than it was in 2014 — 2% of your income or $325 per adult/$162.50 per child, whichever is more.

Enrollment and Coverage Start Dates

During Open Enrollment, if you enroll:

Between the 1st and 15th days of the month, your coverage starts the first day of the next month.
Between the 16th and the last day of the month, your coverage starts the first day of the second following month. So if you enroll on January 16, your coverage starts on March 1.

You may buy Marketplace insurance outside Open Enrollment only if you qualify for a Special Enrollment Period due to a qualifying life event such as marriage, birth or adoption of a child, or loss of other health coverage. Learn more about how you qualify for a Special Enrollment Period.

You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time. There is no limited enrollment period for these programs. You can apply any time. If you’re qualified, you can enroll immediately.

If you own or operate a small business, you can start offering coverage to your employees at any time.”

Source: HealthCare.gov https://www.healthcare.gov/marketplace-deadlines/2015/

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Oregon Mutual and Mutual of Enumclaw Graded Best Overall by Oregon Body Shops

Two Northwest Insurers and USAA Get Top Grades from Oregon Body Shops

State Farm may still be the largest auto insurer in Oregon, but it’s no longer the best, according to the latest survey of Oregon collision repair shops.

The survey by the Northwest Automotive Trades Association (NATA) asked shops to grade the Top 20 auto insurers in the state in terms of how well each company’s “policies, attitude and payment practices ensure quality repairs and customer service for Oregon motorists.”

This was the eighth time the association has conducted such a survey since 2004, and State Farm had topped the list each time, finishing last year with a B+ grade. But in a year in which State Farm required its “Select Service” shops in Oregon to use PartsTrader, shops dropped the insurer’s mark by a full grade to C+, putting it in fourth place in the survey, virtually tied with Progressive, California Casualty and other insurers. Multiple shops commented on PartsTrader as the reason for giving the insurer a low (or lower than in past years) grade.

Two smaller Northwest-based auto insurers continue to be among the best at taking care of their customers after an accident, according to shops. Oregon Mutual’s grade slipped a bit from a B+ last year to a B this year, but that was still good enough to share the top spot with Mutual of Enumclaw. Both companies have consistently been among the top four insurers in the survey every year. Shops in this year’s survey commented that the two are “excellent to work with” and “take care of their customers.” In terms of market share in Oregon, Mutual of Enumclaw and Oregon Mutual are ranked 12th and 13th, respectively.

USAA nudged up from a C+ to a B- this year, jumping from sixth place to third, its best showing ever in the survey. “They really care about their customers,” one shop noted.

Farmers Insurance was the only insurer to receive a D+ this year, keeping it at the bottom of the rankings for the third year in a row.

“Just as medical providers see how health insurers take care of patients, collision repair shops interact with auto insurers on a daily basis, so we feel it’s worthwhile to ask how those insurers treat Oregon drivers after an accident,” said Barbara Crest, NATA executive director. “We believe their views will be helpful to insurance companies and consumers.”

About 500 collision repair shops throughout the state received the survey. Crest pointed to a number of items of interest in the findings of the latest survey:

  • In addition to USAA, two other insurers saw their grades improve from the 2013 survey. GEICO (which had a D+ in 2012) and Safeco each nudged up to a C this year, up from a C- last year.
  • Though State Farm’s drop was the most severe, seven other insurers saw their grades decline this year. Travelers was ranked fourth last year with a B-, but fell to a C this year. American Family, Allstate and Esurance (which is owned by Allstate) each dropped from a C to a C-. Shops cited inconsistency in the claims staff and policies at these companies.
  • Progressive has continued to work its way up the list, having had a D+ or worse (and the lowest or second-lowest ranking) in every survey between 2004 and 2009. It was 16th on the list in 2012, eighth last year and fifth this year.
  • Farmers received an “F” from about one-in-four shops, the most failing grades received by any insurer. (By comparison, Allstate and Esurance, the other lowest-graded insurers, each received about half as many Fs as Farmers).
  • About one-in-three shops gave Oregon Mutual and Mutual of Enumclaw a grade of “A.” Last year, State Farm received an “A” from well over half of shops, but this year less than one-in-four shops gave it an “A” grade.
  • In most cases, the grades given to a particular insurer from shops involved in that insurer’s DRP were higher than those given by shops that are not part of that insurer’s program. This was particularly true with California Casualty and USAA; their DRP shops gave them grades of A- or better while non-DRP shops gave each of these insurers a C and C+, respectively. But even Farmers Insurance direct repair shops gave that insurer only a C.

“Collision repairers say the insurers receiving the highest grades – which include both larger and smaller insurance companies – do the best job of taking care of Oregon drivers after an accident,” Crest said. “We hope consumers will take these ratings into account when choosing an auto insurer, and that insurers that received lower grades will work to improve their performance.”

More than 50 shops throughout Oregon responded to the survey.

2014 Insurer Report Card

What grade do Oregon collision repair shops give auto insurers in terms of how their “policies, attitude and payment practices ensure quality repairs and customer service for Oregon motorists?”

Insurer Overall Grade* (followed by   grade in 2013) Non-DRP Shops** DRP Shops**
Oregon Mutual B     (B+) B A-
Mutual of Enumclaw B      (B) B- A-
USAA B-    (C+) C+ A-
State Farm C+    (B+) C B-
Progressive C+    (C+) C+ N/A
California Casualty C+    (C+) C A
Kemper / Unitrin C+    (C+) C B+
The Hartford C+    (C+) C B-
Ameriprise C      (C+) C B-
American Commerce C      (C+) C B-
Country Companies C      (C+) C+ N/A
Liberty Mutual C      (C) C N/A
Nationwide C      (C) C N/A
Safeco / North Pacific C      (C-) C N/A
Travelers C      (B-) C B-
GEICO C         (C-) C- N/A
American Family C-      (C) C- C+
Allstate C-      (C) C- B-
Esurance C-      (C) C- B-
Farmers Insurance D+    (D+) D+ C

n/a = Insufficient responses from shops in the DRP to assign a grade. * Based on responses from all shops. **Based only on responses from shops participating in (or not participating in) that insurer’s DRP

http://www.bodyshopbusiness.com/Article/129259/two_northwest_insurers_and_usaa_get_top_grades_from_body_shops.aspx?categoryId

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Premier NW Insurance Recognized as Leading Writer of Farm Insurance

 

FOR IMMEDIATE RELEASE
June 9, 2014
 
Contact: Joel Feller
Director, Sales Development
Nationwide Agribusiness
1100 Locust Street
Des Moines IA 50391
515-508-3356

Premier NW Insurance Honored at National Sales Conference

DES MOINES, IA – Ryan Justus, Commercial Lines Agent with Premier NW Insurance located in Clackamas, Oregon, was recognized at the Nationwide® Agribusiness Insurance Company national sales conference held in Fajardo, Puerto Rico, as one of the company’s leading writers of farm insurance. Premier NW Insurance is an On Your Side® Farm Certified Agent.

The annual FAST Track Conference was held in recognition of top-producing agents in sales of new farm insurance policies during the 2013 calendar year.

“Farm coverage is a highly specialized line of insurance,” said Joel Feller, Sales Development Director, Nationwide Agribusiness Insurance Company, Des Moines. “Only agents who specialize in this highly complex type of business can provide our farm customers with important advice and counsel. Our FAST Track Conference recognizes agents who have made this commitment.”

While more than 6000 agencies write farm insurance for Nationwide, only 87 qualified for the 2014 FAST Track Conference.

“Congratulations to Premier NW Insurance on reaching this level of recognition,” said Feller, “and for their ongoing dedication to protecting Oregon and Northwest area farmers.”

Nationwide Agribusiness Insurance Company, and its affiliate, Farmland Mutual Insurance Company, are part of Nationwide®, Columbus, OH. Nationwide Agribusiness, rated A+ (Superior) by The A.M. Best Company, is the country’s #1 farm insurer, and a leader in insurance and risk management solutions for commercial agribusinesses in the food and fiber chain. For more information, visit www.NationwideAgribusiness.com. Nationwide Agribusiness offers the AgriChoice® farm policy which provides customized coverages for farm operations of various sizes and types.

 Nationwide, the Nationwide Framemark, and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company.

 

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Career Opportunities

Premier NW Insurance is currently searching for Producers to add to our successful B2B sales team. Premier NW is a locally owned, customer focused organization that provides Producers with the flexibility and support necessary to achieve their financial goals. Our agency has an outstanding reputation for professionalism, integrity and providing top tier advice and solutions to our clients. Our Producers have access to the leading insurance companies in the Northwest.

For those looking at insurance sales as a new career or as a first time career decision – insurance sales is an often misunderstood and under-appreciated profession. The most effective insurance Producers develop a close, personal relationship with their clients and become an important resource to them in the successful operation of their business. Compensation potential is unlimited and is directly related to the efforts and success of the Producer. Insurance Producers have a significant advantage in that insurance is a recession resistant industry.

We currently have opportunities available in our Clackamas and Salem branch offices. Whether you are an experienced Producer or are interested in making a career change, we have the resources and positive agency culture to enable your success.

We are looking for outstanding people with the following traits:

  • Outgoing personality with the ability to develop close relationships with clients
  • Strong work ethic, self-motivated with effective time management skills
  • Ability to work effectively in a team oriented collaborative environment
  • Strong community ties
  • Ability to quickly learn and understand market dynamics affecting the businesses of our customers
  • Ability to assess and analyze customer needs and develop recommendations
  • Above average written and oral communication skills
  • Capable of working with owners and senior management of businesses
  • B2B sales experience
  • Ability to build a successful referral network

We are willing to provide in depth sales and insurance product training to the right individual. We have resources available through our insurance company partners and agency mentorship to help ensure your success.

This is an excellent opportunity for someone looking to enter the insurance industry. Our producers enjoy a recurring revenue stream from their clients with strong new business incentives.  Base compensation plus commission is provided to assist while you build your client base. We offer favorable commission percentages for both new and renewal business and full vesting opportunity to our sales staff.

Premier NW Insurance is not a call center. We are not a captive agency who will place unreachable goals on you each year. We are a growing, family owned agency who cares about our customers and our staff.

If you have an interest in joining a successful locally owned agency with unlimited compensation potential, please contact Mitzi Johnson at mjohnson@premiernw.net.